Apply for PayPal Credit and start enjoying more time to pay
PayPal Credit is the simple, flexible credit line built into your PayPal account. Apply now and get a decision in seconds.
Subject to credit approval. See Terms.
PayPal Credit is a PayPal service that gives you access to No Payments and No Interest, if paid in full in 6 months on purchases of $99 or more.
Think of it as a secure, instant and reusable credit line you can use at checkout wherever PayPal payments are accepted.
Instead of using your PayPal account and choose PayPal Credit, as long as you have a qualifying PayPal payment product to purchase.
If you haven’t already, you can apply during checkout by simply entering your birth date and the last 4 digits of your Social Security number, then accepting the terms.
PayPal will send an approval decision in seconds.
PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.